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Canada’s Aging Baby Boomers: Planning Health Insurance for the Future By: Anna Dorbyk: The first of Canada’s aging baby boomers are poised to turn 65, and with this milestone birthday comes a variety of ne... but they may not all be covered by the Canadian government. Provincial health plans vary from province to province with... Is Pet Health Insurance an Option? By: Peter Lenkefi: Most pet owners aren’t aware that health insurance for their loved animals has been available for about 15 years now. ... is not right for you, and your pet? There are other options, of course!First, discuss your situation with your Veterina... Health Insurance Lead and Health Insurance Leads By: Christian: Health insurance lead generation systems provide a stead stream of potenti... health insurance leads systems to supply them with enough potential clients to keep their business going. There are a l... Beat Your Competition By Controlling The Cost Of Your Health Insurance By: Michael Ertel: As many of us expect, the New Year will bring both tremendous challenges and opportunities for all of us both personal... offering them as part of a "dual choice" program.2) Out of network benefits. If your PPO network has adequate access to... THE TOP FIVE HEALTH INSURANCE PLANS By: David Chandler: Since competition in terms of health insurance is on the rise, it is no wonder that more and more forms of health in... to specialists. For more information, visit http://www.healthinsura... Supplemental Health Insurance: Changing Workplace, Changing World Anna Dorbyk Work-related stress is on the rise and according to Statistics Canada, the repercussions are numerous. Increasingly, individuals are finding that their job demands more of them- more hours, more flexibility, and more qualifications. The end result of such demands is more stress, and people are having a hard time coping with it. Many individuals respond to workplace stress by working more. Attaining a sense of security in your job or receiving the praise that you deserve often requires that you exert more energy in order to differentiate yourself from the rest. Consequently, longer hours at work leaves less time for family and social responsibilities, thus adding to the list of stressful factors. For some, it may begin to feel like a vicious cycle that they are powerless to stop. Enduring the difficulties of workplace stress can be more destructive than we may think. According to Statistics Canada, people suffering from high stress tend to develop chronic conditions such as arthritis and back problems. People’s minds and bodies do have a breaking point. As a result, thousands of Canadian workers are seeking help from specialized doctors and other non-conventional medical practitioners whose fees can become a financial burden. Provincial health plans vary according to one’s province of residence, and not all plans are equal when it comes to coverage. Spending time talking to a trained psychologist can be beneficial, but can cost $120 and up for one 45-minute session. Unfortunately, regardless of the emotional benefit, a psychologist’s services are not covered by the Canadian government health plan. Many Canadians are avoiding these costs and easing their level of stress by purchasing supplemental health insurance to cover these extra services. Psychiatrists, physiotherapists, registered massage therapists, Osteopath, Naturopath, Chiropractors, podiatrist and other types of therapists all have coverage in many supplemental health insurance plans. Plans vary and can be customized to fit individual needs. For example, the extended health care benefits of Flexcare would include coverage for the fees of a psychologist or an approved social worker. The benefits would cover an $80 maximum for your first visit and a $65 maximum for subsequent visits, with a limit of 10 visits per anniversary year. An unhealthy work environment, competition and extraordinary long hours at work are worrisome factors that rarely go away on their own. In order to alleviate workplace stress, some people will consult a naturopath or visit a massage therapist whose costly charges can be covered by supplemental health insurance. The purchase of supplemental health insurance provides individuals with a variety of options, a sense of ease and a decrease in overall stress. About the Author Anna Dorbyk is the editor for Canada Health Insurance and is a graduate student in Communication Studies at Concordia University. For more information on health insurance for Canadians please visit www.canada-health-insurance.com. 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