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Beat Your Competition By Controlling The Cost Of Your Health Insurance By: Michael Ertel: As many of us expect, the New Year will bring both tremendous challenges and opportunities for all of us both personal... programs. Organizations that can best get a handle on the cost of their employee benefit programs have an excellent opp... Health Insurance preferred provider organizations By: Tony: A preferred health insurance provider organization (or "PPO") is a managed care organization of medical doctors, hospi... administrator's health insurance clients. Preferred health insurance provider organization will provide the insured mem... By: Abel Quitoriano: An astounding Seventy Percent (70%) of Small Businesses in America today do not provide health Insurance coverage for... is a non-insurance solution. Discount Health Care Plans. This alternative to health insurance only costs a fraction of ... Health Insurance: How To Apply By: Ron King: If you're wondering how to apply for health insurance, be aware that application is the second step of the process -- ... to learn more about this subject. Copyright 2005 Ron King. Source: Health Insurance policy choices By: Tony: There are two primary types of heath insurance programs these are Managed Care Health Insurance and Fee-for-Service He... health maintenance organizations - HM0's, preferred provider organizations - PPO's and point-of-service - POS programs.... Health Care and Health Insurance Costs Can Be Controlled Through Lifestyle Choices Michael ErtelAs you probably know all to well, the cost of healthcare and health insurance premiums continue to increase at levels substantially above the general inflation rate. The reasons given for these extraordinary cost increases are numerous and include: technological advancements in the medical field, increased demand for medical services and prescription drugs, the aging of the population, cost shifting caused by the uninsured and governmental reimbursement rates, state and federal mandates, and costs associated with medical related lawsuits. As individual consumers, we have very little control over some of the factors contributing to the cost of healthcare. However, all of us have control over lifestyle related health insurance claims. A simple formula of eating a balanced diet, getting the appropriate amount of daily exercise, participating in annual physicals and other recommended routine care, limiting alcohol consumption, and eliminating the use of tobacco products will no doubt reduce our personal healthcare costs. In addition to reducing medical costs, the other benefits of following such a formula include more energy, self confidence, less stress, and increased productivity. If you are not doing so already, I encourage you to consider practical ways to promote a healthy lifestyle for you and your family. For example, one of the individual health insurance companies my organization works with has an option that will offset 25% of the annual cost of a health club membership. Simple things such as taking a walk, bike ride, or going swimming promote both a healthy body and mind. If you have a sweet tooth, consider limiting yourself to eating desert once a week. You will enjoy it more and your body will thank you. Health insurance premiums will continue to increase as long as the cost of healthcare continues to go up. The best way to reduce the overall cost of healthcare is to decrease our need for healthcare. Healthy lifestyle choices and prudent use of the healthcare system are the best and easiest ways to get a handle on our healthcare expenditures. Perhaps the greatest benefit of a healthy lifestyle is our ability to enjoy our precious time here on earth to the fullest. About the Author Michael Ertel is the founder of http://www.MedicalInsuranceNow.com which is a website that assists individuals and small business owners by providing side by side comparisons of health insurance alternatives. Check below for additional Columbus Health Insurance oh Links and Information - SaveInsurance; columbus; oh - Yellow Pages - Switchboard Find Insurance; in columbus; oh; in Switchboard Yellow Pages ... 12) Insurance Property & Casualty (4) Insurance Life (70) Insurance Health & Accident (30) Insurance Consultants ... Crumrine Insurance Agency. 1975 Morse Rd. 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Training Classes & Workshops in Beachwood Ohio OH ... and Billing for Mental Health Services (Cross Country Education ... Cross Country Education) Insurance Coding and Billing for 2006 ... - SaveCleveland Health Care Plans - SuperPages ... Categories: Health Insurance; Insurance; Insurance Agents ... Health Services; West Office. 3929 Rocky River Drive; Cleveland; OH 44111. Cincinnati Equitable Insurance CO. Solon; OH ... - SaveDublin; Ohio - Insurance - Car - Health - Life - Travel - Dental - Auto Insurance Companies ... Find Local Dublin; Ohio Insurance Agents at FIND-INSURANCE.US ... ALLSTATE INSURANCE. 7215 SAWMILL RD # 211. Dublin; OH. (614) 889 ... FIND-INSURANCE.US has your own goal of providing ... - SaveAccess Health Choice Directory Cleveland/Akron Service Area (PDF) ... a PPO; OHC combines the best features of traditional health insurance with the cost savings of a managed care ... (330) 971-7000. Cuyahoga Falls General Hospital. OH. Cuyahoga Falls ... |
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