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Health Insurance for the Self-Employed - Protecting Your Business's Greatest Asset By: Elena Fawkner: Health Insurance for the Self-Employed - Protecting Your Business's Greatest Asset © 2002 Elena Fawkner "I've been con... box to use if reprinting this article:------Elena Fawkner is editor of A Home-Based Business Online ... practical busin... Health Insurance for the Self-Employed By: Daniel Lamaute: Having health insurance and being able to afford it is a great concern for many who leave a corporate job to run their... you. If you have to dip into your retirement savings for certain medical expenses, the best way to do so is to transfer... Connecticut Cracks Down on Illegal Health Insurance Plans By: Tony Novak: The state of Connecticut cracked down on a number of unlicensed health insurance plans and agents this month. The Insu... premiums. The illegal low-priced health plans are actually quite legal and well accepted in other states. The affected ... Health Insurance, medical insurance and individual health insurance plans. By: Mike Yeager: Health insurance is something that everyone needs today. The rising cost of visiting a health care provider or a hospi... are seriously ill. Unfortunately this approach while appearing to save money can be devastating to the long term health... The Real Cost Of Health Insurance By: Ron King: Do you know the actual cost of your health insurance?Everyone knows that health insurance costs are continually rising... is an amount you are responsible for paying before the insurance company begins paying out claims. As with car insuranc... How To Best Handle Health Insurance Plan Changes Michael ErtelMany economists have suggested and recent economic data indicates that the economy is steadily moving in the right direction. A combination of several factors has no doubt had a negative impact on the economy over the last several years. The recent state of the economy, combined with the increasing cost of healthcare, has made it difficult for all size employers to continue to offer the same level of employee benefits. In the case of health insurance, future plan modifications may be necessary over the next few years. After much consideration, these modifications may take the form of increasing deductibles, out of pocket maximums, office visit copays, and prescription copays. Employees may also be required to increase their contribution amount. A vast majority of employees understand the current strain facing employers. Employees are particularly aware of the difficulties faced by medium and small business owners. If you find that plan changes are inevitable, several aspects are very important to pay attention to when modifying your group health insurance coverage. Modify the parts of your plan that provide a savings while having the least impact on your employees. Make sure the changes are fair to both the employer and employee. Develop and execute a strategy that clearly communicates the plan changes as well as the reasons for the changes. When the outlook for your business does improve, your organization’s ability to capitalize will greatly be dependent on your ability to attract and retain productive employees during difficult economic times. About the Author Michael Ertel is the founder of http://www.MedicalInsuranceNow.com which is a website that assists individuals and small business owners by providing side by side comparisons of health insurance alternatives. Check below for additional Small Business Health insurance michigan Links and Information Business Plan Software & Small Business business plan template,first time internet business owner E-Newsletters That Work The small business owners guide to creating,writing and publishing an effective electronic newsletter. 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