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Cutting Health Insurance Costs By: Tony Novak: Surveys of self-employed individuals consistently show that one of their major concerns is the ability to buy affordab... in premiums for medical care that you could buy for $600 cash.6. Choose indemnity type coverage and avoid HMOs. This le... Student Health Insurance By: Tony Novak: Students often wonder if they really need health insurance. It seems like a reasonable question when you are young and... things like transplants, extended hospital care, physical rehabilitation, and long term outpatient care - depend more o... Health Insurance 101 for Individuals and Families By: Michael H. Ertel: The changing healthcare and health insurance landscape in the United States has resulted in more individuals and fami... The ability of doctors and hospitals to save and prolong life in the United States is in many cases extraordinary. Ho... Health Insurance for the Self-Employed - Protecting Your Business's Greatest Asset By: Elena Fawkner: Health Insurance for the Self-Employed - Protecting Your Business's Greatest Asset © 2002 Elena Fawkner "I've been con... the Self- Employed" (1-800-432-3276) or visit http://www.selfemployedcountry.org .Coverage via the safety-net protectio... Health Insurance: The-More-The-Better, Or No-More-HMO? By: Irina: ----------------------------------------------------------TITLE: Health Insurance: The-More-The-Better, Or No- More-HM... Denzel Washington fights the HMO restrictions to provide the necessary cure for his dying son. When such a lackluster t... Health Care and Health Insurance Costs Can Be Controlled Through Lifestyle Choices Michael ErtelAs you probably know all to well, the cost of healthcare and health insurance premiums continue to increase at levels substantially above the general inflation rate. The reasons given for these extraordinary cost increases are numerous and include: technological advancements in the medical field, increased demand for medical services and prescription drugs, the aging of the population, cost shifting caused by the uninsured and governmental reimbursement rates, state and federal mandates, and costs associated with medical related lawsuits. As individual consumers, we have very little control over some of the factors contributing to the cost of healthcare. However, all of us have control over lifestyle related health insurance claims. A simple formula of eating a balanced diet, getting the appropriate amount of daily exercise, participating in annual physicals and other recommended routine care, limiting alcohol consumption, and eliminating the use of tobacco products will no doubt reduce our personal healthcare costs. In addition to reducing medical costs, the other benefits of following such a formula include more energy, self confidence, less stress, and increased productivity. If you are not doing so already, I encourage you to consider practical ways to promote a healthy lifestyle for you and your family. For example, one of the individual health insurance companies my organization works with has an option that will offset 25% of the annual cost of a health club membership. Simple things such as taking a walk, bike ride, or going swimming promote both a healthy body and mind. If you have a sweet tooth, consider limiting yourself to eating desert once a week. You will enjoy it more and your body will thank you. Health insurance premiums will continue to increase as long as the cost of healthcare continues to go up. The best way to reduce the overall cost of healthcare is to decrease our need for healthcare. Healthy lifestyle choices and prudent use of the healthcare system are the best and easiest ways to get a handle on our healthcare expenditures. Perhaps the greatest benefit of a healthy lifestyle is our ability to enjoy our precious time here on earth to the fullest. About the Author Michael Ertel is the founder of http://www.MedicalInsuranceNow.com which is a website that assists individuals and small business owners by providing side by side comparisons of health insurance alternatives. Check below for additional Ca Health Insurance medical Links and Information California Health Insurance Quote ... quote California CA health insurance medical plan. ...instant quote CA California health insurance individual medical ... Find Great Information on healthinsurancemajormedical ... health idaho insurance short term. ca health insurance medical. health insurance dallas ... 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