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Health Insurance policy choices By: Tony: There are two primary types of heath insurance programs these are Managed Care Health Insurance and Fee-for-Service He... insurance plan. Managed Care plans and participating providers vary but will often include: health maintenance organiza... Tales from the Corporate Frontlines: The Worth of Health Insurance By: Josh Greenberg: This article relates to the Compensation and Benefits Competency, commonly evaluated in employee satisfaction surveys... so shocked this year when our expected increase amount was cut in half. After the shock faded, the office was abuzz wit... Beware of bogus Health Insurance Plans By: Tony: As we see the costs of health insurance and health care costs rise each and everyone of us will have been faced with a... you should beware. A health insurance plan that does not use the word insurance anywhere in its materials or documents... The rising costs of Health Insurance By: Tony: Recent United States Census Bureau figures show that approximately 85% of Americans have health insurance and that rou... diseases, the health insurance companies would therefore pay fewer medical bills. Before buying health insurance, a per... Cheap Health Insurance rates and personal health insurance. By: Mike Yeager: If you've been out of school for a couple of years or perhaps just graduated from college, you're probably a candidate... limited budget, it's very important that you pick up some kind of cheap health insurance. Even if you only have a plan ... Supplemental Health Insurance: Changing Workplace, Changing World Anna Dorbyk Work-related stress is on the rise and according to Statistics Canada, the repercussions are numerous. Increasingly, individuals are finding that their job demands more of them- more hours, more flexibility, and more qualifications. The end result of such demands is more stress, and people are having a hard time coping with it. Many individuals respond to workplace stress by working more. Attaining a sense of security in your job or receiving the praise that you deserve often requires that you exert more energy in order to differentiate yourself from the rest. Consequently, longer hours at work leaves less time for family and social responsibilities, thus adding to the list of stressful factors. For some, it may begin to feel like a vicious cycle that they are powerless to stop. Enduring the difficulties of workplace stress can be more destructive than we may think. According to Statistics Canada, people suffering from high stress tend to develop chronic conditions such as arthritis and back problems. People’s minds and bodies do have a breaking point. As a result, thousands of Canadian workers are seeking help from specialized doctors and other non-conventional medical practitioners whose fees can become a financial burden. Provincial health plans vary according to one’s province of residence, and not all plans are equal when it comes to coverage. Spending time talking to a trained psychologist can be beneficial, but can cost $120 and up for one 45-minute session. Unfortunately, regardless of the emotional benefit, a psychologist’s services are not covered by the Canadian government health plan. Many Canadians are avoiding these costs and easing their level of stress by purchasing supplemental health insurance to cover these extra services. Psychiatrists, physiotherapists, registered massage therapists, Osteopath, Naturopath, Chiropractors, podiatrist and other types of therapists all have coverage in many supplemental health insurance plans. Plans vary and can be customized to fit individual needs. For example, the extended health care benefits of Flexcare would include coverage for the fees of a psychologist or an approved social worker. The benefits would cover an $80 maximum for your first visit and a $65 maximum for subsequent visits, with a limit of 10 visits per anniversary year. An unhealthy work environment, competition and extraordinary long hours at work are worrisome factors that rarely go away on their own. In order to alleviate workplace stress, some people will consult a naturopath or visit a massage therapist whose costly charges can be covered by supplemental health insurance. The purchase of supplemental health insurance provides individuals with a variety of options, a sense of ease and a decrease in overall stress. About the Author Anna Dorbyk is the editor for Canada Health Insurance and is a graduate student in Communication Studies at Concordia University. For more information on health insurance for Canadians please visit www.canada-health-insurance.com. 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